每經AI快訊，12月14日，銀保監(jian)(jian)(jian)會主席郭(guo)樹(shu)清在人民日報發表《加強和(he)(he)完(wan)善現代(dai)金(jin)(jin)融(rong)監(jian)(jian)(jian)管(guan)(guan)（認(ren)真(zhen)學習宣傳貫徹黨的二(er)十(shi)大精神）》文章稱，健全“風險(xian)為(wei)本”的審慎(shen)(shen)監(jian)(jian)(jian)管(guan)(guan)框架(jia)。有(you)效(xiao)抑制金(jin)(jin)融(rong)機(ji)(ji)(ji)構(gou)(gou)盲目擴張，推動(dong)法人機(ji)(ji)(ji)構(gou)(gou)業(ye)務(wu)牌照分類分級管(guan)(guan)理。把防控金(jin)(jin)融(rong)風險(xian)放到更(geng)加重(zhong)要的位置，優化(hua)監(jian)(jian)(jian)管(guan)(guan)技(ji)術、方法和(he)(he)流程，實現風險(xian)早(zao)(zao)識別、早(zao)(zao)預警(jing)、早(zao)(zao)發現、早(zao)(zao)處(chu)置。充實政策(ce)工具箱，完(wan)善逆周期監(jian)(jian)(jian)管(guan)(guan)和(he)(he)系統(tong)重(zhong)要性(xing)金(jin)(jin)融(rong)機(ji)(ji)(ji)構(gou)(gou)監(jian)(jian)(jian)管(guan)(guan)，防范(fan)風險(xian)跨機(ji)(ji)(ji)構(gou)(gou)跨市場(chang)和(he)(he)跨國(guo)境傳染。加強功(gong)能監(jian)(jian)(jian)管(guan)(guan)和(he)(he)綜合監(jian)(jian)(jian)管(guan)(guan)，對(dui)同質同類金(jin)(jin)融(rong)產(chan)品，按照“實質重(zhong)于(yu)形式(shi)”原則進(jin)行穿透(tou)式(shi)監(jian)(jian)(jian)管(guan)(guan)，實行公平統(tong)一(yi)的監(jian)(jian)(jian)管(guan)(guan)規則。堅持(chi)金(jin)(jin)融(rong)創新必(bi)須在審慎(shen)(shen)監(jian)(jian)(jian)管(guan)(guan)的前提下進(jin)行，對(dui)互聯網(wang)平臺金(jin)(jin)融(rong)業(ye)務(wu)實施常(chang)態化(hua)監(jian)(jian)(jian)管(guan)(guan)，推動(dong)平臺經濟規范(fan)健康持(chi)續發展。強化(hua)金(jin)(jin)融(rong)反壟斷和(he)(he)反不正當競(jing)爭(zheng)，依法規范(fan)和(he)(he)引導資(zi)本健康發展，防止資(zi)本在金(jin)(jin)融(rong)領域(yu)無序擴張。