每經記者｜肖世清    每經編(bian)輯｜廖丹     

民生銀行(xing)(xing)北京分(fen)行(xing)(xing)起(qi)訴副(fu)董事長盧志強(qiang)、泛海控(kong)股等(deng)一審判決結果(guo)出來了。

10月(yue)9日(ri)(ri)(ri)(ri)晚間，民(min)(min)(min)生銀(yin)行(xing)(xing)發布公告稱(cheng)(cheng)，10月(yue)7日(ri)(ri)(ri)(ri)，該(gai)行(xing)(xing)收到北(bei)京(jing)金融法院送(song)達的(2023)京(jing)74民(min)(min)(min)初125號《民(min)(min)(min)事判(pan)(pan)決書(shu)》。判(pan)(pan)決內容主要包括：武(wu)(wu)漢(han)中(zhong)央(yang)(yang)商(shang)務區(qu)股份有限公司（以下簡(jian)稱(cheng)(cheng)“武(wu)(wu)漢(han)中(zhong)央(yang)(yang)公司”）于判(pan)(pan)決生效之日(ri)(ri)(ri)(ri)起十日(ri)(ri)(ri)(ri)內向(xiang)(xiang)民(min)(min)(min)生銀(yin)行(xing)(xing)北(bei)京(jing)分行(xing)(xing)償還貸款本金30.46億元以及相(xiang)應的利(li)(li)息(xi)(xi)、逾期(qi)罰息(xi)(xi)、復利(li)(li)；武(wu)(wu)漢(han)中(zhong)央(yang)(yang)公司于判(pan)(pan)決生效之日(ri)(ri)(ri)(ri)起十日(ri)(ri)(ri)(ri)內向(xiang)(xiang)民(min)(min)(min)生銀(yin)行(xing)(xing)北(bei)京(jing)分行(xing)(xing)支(zhi)付律師費等(deng)。

對判決確(que)定的債(zhai)務，民(min)生銀行(xing)(xing)北(bei)京分行(xing)(xing)有權以武漢中(zhong)央公司提(ti)供抵押的抵押物折價或者拍賣(mai)、變賣(mai)該財(cai)產(chan)所得的價款優先受償。此(ci)次訴訟進(jin)展不(bu)會對民(min)生銀行(xing)(xing)正常經營活(huo)動產(chan)生重大不(bu)利(li)影響(xiang)。

一審判決償還貸款本金30.46億元

《每日經濟新(xin)聞》記者注意到(dao)，今(jin)年1月份，民生銀行北京分行對武漢中(zhong)心(xin)大廈開發(fa)投(tou)資(zi)有限(xian)公司（下稱(cheng)“武漢中(zhong)心(xin)公司”）、武漢中(zhong)央公司、泛海(hai)控股股份有限(xian)公司（下稱(cheng)“泛海(hai)控股”）及盧志強提起(qi)訴訟(song)。

案件為(wei)金(jin)融(rong)借款合同糾紛，涉案金(jin)額(e)包(bao)括：借款本金(jin)分別為(wei)人民幣39.72億(yi)元(yuan)和30.46億(yi)元(yuan)，及(ji)相應的(de)利息(xi)、罰息(xi)以(yi)及(ji)至實際清(qing)償(chang)之日止的(de)利息(xi)、罰息(xi)，實現債權和擔保(bao)權利的(de)全部費用。

案件事實(shi)是，2018年(nian)6月，武漢中(zhong)(zhong)心(xin)公司與民生銀行(xing)北京分行(xing)簽訂《固定資產貸款借(jie)款合同(tong)》，合同(tong)約(yue)定借(jie)款金(jin)額為人民幣40億(yi)(yi)元，尚欠(qian)本金(jin)39.72億(yi)(yi)元。擔(dan)保(bao)(bao)方式為武漢中(zhong)(zhong)心(xin)項目土地(di)及(ji)在建工程抵押、泛海控股以及(ji)盧志強保(bao)(bao)證擔(dan)保(bao)(bao)。

2020年3月，武(wu)(wu)(wu)漢(han)中(zhong)(zhong)(zhong)央(yang)公(gong)(gong)司與該行北(bei)京(jing)分行簽訂(ding)《固定(ding)(ding)資產貸款借款合同(tong)》，合同(tong)約(yue)定(ding)(ding)借款金(jin)額為人民幣30.66億元，尚欠(qian)本金(jin)30.46億元。擔保(bao)方式為武(wu)(wu)(wu)漢(han)中(zhong)(zhong)(zhong)央(yang)公(gong)(gong)司名下五塊土地抵(di)押、泛(fan)海(hai)控股及(ji)盧志強保(bao)證擔保(bao)。因武(wu)(wu)(wu)漢(han)中(zhong)(zhong)(zhong)心公(gong)(gong)司和武(wu)(wu)(wu)漢(han)中(zhong)(zhong)(zhong)央(yang)公(gong)(gong)司未按照(zhao)雙方簽署的相(xiang)關(guan)合同(tong)約(yue)定(ding)(ding)履(lv)行還款義務，民生(sheng)銀行北(bei)京(jing)分行向北(bei)京(jing)金(jin)融法院起訴武(wu)(wu)(wu)漢(han)中(zhong)(zhong)(zhong)心公(gong)(gong)司、武(wu)(wu)(wu)漢(han)中(zhong)(zhong)(zhong)央(yang)公(gong)(gong)司等。

時隔近9月，如今一審(shen)判(pan)(pan)決(jue)結果(guo)(guo)出(chu)爐。判(pan)(pan)決(jue)結果(guo)(guo)顯示(shi)，武(wu)(wu)漢中(zhong)央公司于判(pan)(pan)決(jue)生(sheng)效(xiao)之日(ri)(ri)(ri)起十日(ri)(ri)(ri)內向民生(sheng)銀行北(bei)京(jing)分行償(chang)還貸款本金30.46億元(yuan)以及相(xiang)應(ying)的利(li)息、逾期罰(fa)息、復利(li)；武(wu)(wu)漢中(zhong)央公司于判(pan)(pan)決(jue)生(sheng)效(xiao)之日(ri)(ri)(ri)起十日(ri)(ri)(ri)內向該(gai)行北(bei)京(jing)分行支(zhi)付律師費(fei)；對上述判(pan)(pan)決(jue)中(zhong)確(que)定的債(zhai)務，該(gai)行北(bei)京(jing)分行有權以武(wu)(wu)漢中(zhong)央公司提供抵(di)押的抵(di)押物折(zhe)價或者(zhe)拍(pai)賣(mai)、變(bian)賣(mai)該(gai)財(cai)產所得的價款優先(xian)受償(chang)。

另(ling)外，對(dui)確定的債務(wu)(wu)，泛(fan)海控股承擔(dan)連(lian)帶(dai)(dai)保證(zheng)(zheng)責任(ren)，泛(fan)海控股清償上(shang)述(shu)(shu)債務(wu)(wu)后，有(you)(you)權向武漢(han)中央公(gong)司(si)(si)追(zhui)償；對(dui)確定的債務(wu)(wu)，盧志強承擔(dan)連(lian)帶(dai)(dai)保證(zheng)(zheng)責任(ren)，盧志強清償上(shang)述(shu)(shu)債務(wu)(wu)后，有(you)(you)權向武漢(han)中央公(gong)司(si)(si)追(zhui)償。

泛海控股上半年虧損42億元

民生(sheng)銀行(xing)披露的2023年(nian)中(zhong)期報告顯示，泛(fan)海(hai)控(kong)股(gu)(gu)(gu)(gu)母公司(si)中(zhong)國泛(fan)海(hai)控(kong)股(gu)(gu)(gu)(gu)集(ji)團有(you)限公司(si)（以下(xia)簡稱“泛(fan)海(hai)集(ji)團”）目前位列該(gai)行(xing)第6大股(gu)(gu)(gu)(gu)東，持股(gu)(gu)(gu)(gu)數量為(wei)18.03億(yi)股(gu)(gu)(gu)(gu)，持股(gu)(gu)(gu)(gu)比例為(wei)4.12%。盧志強為(wei)該(gai)行(xing)副(fu)董事(shi)長(chang)。

與此同時，每經記(ji)者注意(yi)到(dao)，該(gai)行中(zhong)期報告顯示，泛海集(ji)團(tuan)(tuan)的(de)法(fa)定代表(biao)人(ren)為(wei)盧志強(qiang)(qiang)；控股股東為(wei)泛海集(ji)團(tuan)(tuan)有(you)限(xian)公(gong)(gong)司；實際(ji)(ji)控制人(ren)為(wei)盧志強(qiang)(qiang)；最終受益人(ren)為(wei)盧志強(qiang)(qiang)、泛海公(gong)(gong)益基金(jin)會(hui)；一致(zhi)行動人(ren)為(wei)泛海國際(ji)(ji)股權投(tou)(tou)資(zi)有(you)限(xian)公(gong)(gong)司、隆(long)亨資(zi)本有(you)限(xian)公(gong)(gong)司和(he)中(zhong)國泛海國際(ji)(ji)投(tou)(tou)資(zi)有(you)限(xian)公(gong)(gong)司；主要經營范圍包括：金(jin)融(rong)、地產及投(tou)(tou)資(zi)管理(li)等(deng)。

值得注(zhu)意的是，泛(fan)(fan)海(hai)集團所持(chi)民生(sheng)銀(yin)(yin)行大量(liang)股(gu)(gu)(gu)(gu)份(fen)被質押和輪(lun)候(hou)(hou)凍(dong)結(jie)。就(jiu)在今年8月11日，民生(sheng)銀(yin)(yin)行發布(bu)公(gong)告(gao)稱，截至(zhi)公(gong)告(gao)日，泛(fan)(fan)海(hai)集團及(ji)其一(yi)致(zhi)行動(dong)人(ren)持(chi)有該行22.19億股(gu)(gu)(gu)(gu)無限售流通股(gu)(gu)(gu)(gu)，占(zhan)(zhan)總股(gu)(gu)(gu)(gu)本比例(li)為5.07%，其中質押股(gu)(gu)(gu)(gu)份(fen)22.19億股(gu)(gu)(gu)(gu)，占(zhan)(zhan)泛(fan)(fan)海(hai)集團及(ji)其一(yi)致(zhi)行動(dong)人(ren)持(chi)有民生(sheng)銀(yin)(yin)行股(gu)(gu)(gu)(gu)份(fen)比例(li)為100%；本次輪(lun)候(hou)(hou)凍(dong)結(jie)18.03億股(gu)(gu)(gu)(gu)，占(zhan)(zhan)泛(fan)(fan)海(hai)集團及(ji)其一(yi)致(zhi)行動(dong)人(ren)所持(chi)股(gu)(gu)(gu)(gu)份(fen)比例(li)為81.24%。

另外，民生(sheng)銀行半年報(bao)顯示，截至(zhi)報(bao)告期末，股東泛海集(ji)團及(ji)其關聯企業在該集(ji)團的(de)貸款余額為(wei)人民幣211.94億(yi)元。

泛(fan)海(hai)控(kong)股2023年半年報數據顯(xian)示，2023年上半年，泛(fan)海(hai)控(kong)股實現營業總(zong)收入47.87億元，同(tong)比增長(chang)22.01%；實現歸(gui)母(mu)凈(jing)利(li)潤為-42.02億元，虧損同(tong)比擴大101.39%。

封面圖片來源：視覺(jue)中國-VCG211221772591