每經AI快訊，11月(yue)10日，據(ju)國(guo)家金融監督(du)(du)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)總局網站，國(guo)家金融監督(du)(du)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)總局就《銀行(xing)保(bao)險(xian)(xian)機(ji)構(gou)許(xu)可證(zheng)(zheng)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)辦法(fa)（征(zheng)求意見稿）》（以下簡稱(cheng)《辦法(fa)》）公開征(zheng)求意見。《辦法(fa)》堅持金融特許(xu)經營、持證(zheng)(zheng)經營原則，主要(yao)規范銀行(xing)保(bao)險(xian)(xian)機(ji)構(gou)許(xu)可證(zheng)(zheng)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)工(gong)作，既注重優化(hua)(hua)工(gong)作程序、便利銀行(xing)保(bao)險(xian)(xian)機(ji)構(gou)辦事，又進一步壓實銀行(xing)保(bao)險(xian)(xian)機(ji)構(gou)許(xu)可證(zheng)(zheng)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)主體責任，提高許(xu)可證(zheng)(zheng)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)水平。同時，細化(hua)(hua)完善了許(xu)可證(zheng)(zheng)監管(guan)(guan)(guan)(guan)(guan)措施及(ji)處罰標準，嚴格(ge)懲戒許(xu)可證(zheng)(zheng)相關違(wei)法(fa)違(wei)規行(xing)為，強(qiang)化(hua)(hua)日常監督(du)(du)管(guan)(guan)(guan)(guan)(guan)理(li)(li)(li)。